Medicine you can afford

Prescription assistance programs

Skipping a prescription to cover another bill can cost more later. These are the legitimate ways to lower the price.

Quick answer

Ask your doctor about a generic or lower-cost alternative, then check the drug maker's patient assistance program, which can provide brand-name medicine free or at low cost to people who qualify. People on Medicare with limited income and resources can apply for Extra Help with Part D costs through Social Security. Community health centers often offer discounted medicine based on income, and Medicaid covers prescriptions.

Options to check

OptionWho it helps
Generic or alternative drugsAlmost everyone; ask the prescriber
Manufacturer patient assistancePeople with low income or no insurance for that drug
Medicare Extra HelpMedicare Part D enrollees with limited income and resources
Community health centersSliding-fee care and discounted pharmacy
MedicaidLow-income adults and children who qualify in their state

Common questions

How do I find a drug maker's assistance program?

Search the manufacturer's website for patient assistance, or ask your doctor's office, which often handles the forms.

What is Medicare Extra Help?

A program that lowers Part D premiums, deductibles and copays for people with limited income and resources. Apply through Social Security.

Is it safe to buy medicine online for less?

Only from licensed pharmacies. The FDA warns against sites that sell without a prescription.

Where these facts come from

Sources checked October 10, 2026. Programs and rules change; confirm details with the agency or company before you act.

Disclosures

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Rates and terms. Each lender sets its own rates, fees, and terms and will disclose them in writing as required by the federal Truth in Lending Act before you sign. Personal and installment loans from lenders in our network typically carry APRs from about 5.99% to 35.99% with terms from 3 to 84 months. Representative example: a $5,000 loan over 36 months at 15.99% APR has 36 payments of $175.76 and a total cost of $6,327.36.

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