Quick answer
Most SNAP households must pass a gross income test, usually income at or below 130% of the federal poverty level for their size, and a net income test after deductions at or below 100%. Households with someone 60 or older or disabled follow different rules. Many states use broader eligibility that changes the limits, so the fastest check is your state's screener or application.
What SNAP looks at
| Factor | What counts |
|---|---|
| Household | People who live together and buy and prepare food together |
| Gross income | Earnings and other income before deductions |
| Net income | Income after deductions such as part of shelter costs, child care and some medical costs |
| Resources | Cash and bank balances in some states; homes and most retirement accounts do not count |
| Work rules | Some adults without dependents face time limits unless they work or train part time |
If you are close to the line
Apply anyway. Deductions for rent, utilities, child care and medical bills for older or disabled members can bring net income under the limit, and only the state can make the call.
Common questions
Can college students get SNAP?
Usually only if they meet an exemption, such as working at least 20 hours a week, caring for a young child or taking part in work-study. USDA lists the exemptions.
Do my savings count against SNAP?
In some states. Many states do not count resources under their broader eligibility rules. Retirement accounts and your home generally do not count.
Can noncitizens get SNAP?
Some lawfully present noncitizens qualify, often after a waiting period. Children who qualify can get benefits even if adults in the home do not.
Where these facts come from
- USDA: SNAP eligibility, income limits and allotments (Oct. 2026 to Sept. 2027)
- USDA: SNAP state directory of resources
- HHS: poverty guidelines
Sources checked October 10, 2026. Programs and rules change; confirm details with the agency or company before you act.
Disclosures
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